Literacy is the goal, but there are different branches of literacy that are crucial for educators and caregivers who work with children of all ages. This list of Diverse Children's Books About Financial Literacy teaches children how to earn, save, and budget in every day experiences. Having an open dialogue about the importance of being financially literate starts early!
Comment below with other new titles to help our readers
find new favorites for their bookshelves at home
and in the classroom!
• Diverse Children's Books About Financial Literacy •
THE STARTUP SQUAD

Girls mean business in this series about friendship and entrepreneurship that was recommended by the American Library Association (ALA) as a diverse and inclusive read to teach young people about money.
The back of each book includes business tips for kids starting or running their first businesses and an inspirational profile of a young entrepreneur!
All the great leaders had to start somewhere. And Teresa (“Resa” for short) is starting with the lemonade stand competition her teacher assigned to the class―but making it a success is going to be a lot harder than Resa thinks.
The prize: line-skipping tickets to Adventure Central.
The competition: Val, Resa's middle school nemesis.
And the biggest obstacle to success: Resa's own teammates. Harriet is the class clown, Amelia is the new girl who thinks she knows best, and Didi is Resa's steadfast friend―who doesn't know the first thing about making or selling lemonade.
The four of them quickly realize that the recipe for success is tough to perfect―but listening to each other is the first step. And making new friends might be the most important one…
Check out the books in the rest of the series!
THE STARTUP SQUAD
Written by Nicole C Kear and Illustrated by Brian Weisfeld
Published by Startup Squad
A BOY, A BUDGET, AND A DREAM

Kass budgets her money carefully and expects her brother Joey to do the same. But Joey spends every dollar he earns. When he realizes he hasn't saved enough money to pay for something he's been dreaming about, Joey must either learn to budget or risk giving up his dream.
A Boy, A Budget, and a Dream helps teach financial literacy and money management to children ages 4-8 in a fun and easy way!
Grab yours today and encourage the children in your life to start budgeting for their dreams!
Featured in Parents Magazine and Yahoo News as the “Best Books to Teach Children about Money!”
A BOY, A BUDGET, AND A DREAM
Written by Jasmine Paul and Illustrated by Jose Nieto
Published by CreateFinStew LLC
THE TOOTHPASTE MILLIONAIRE

In this award-winning story, two classmates set out to create affordable toothpaste and become accidental millionaires!
Sixth-grader Rufus Mayflower is betting that he can make a whole gallon of toothpaste for the same price as one tube from the store. There’s just one problem, he has to solve real-life mathematical equations first! With help from his good friend Kate Mackinstrey, can these two entrepreneurs keep up with the high demand for their popular product? Beloved children’s author Jean Merrill introduces readers to the ins and outs of a budding business, from costs to profits, in this exciting tale about perseverance, ingenuity, and underdogs.
THE TOOTHPASTE MILLIONAIRE
Written by Jean Merrill
Published by Clarion Books
LITTLE DAYMOND LEARNS TO EARN

NEW YORK TIMES BESTSELLER • Entrepreneur, FUBU founder, and Shark Tank fan fave Daymond John introduces kids to basic ideas about money and starting their own business in this accessible picture book!
Meet Little Daymond and his enterprising friends! When Daymond hatches an idea for a small business to make money to buy a music poster he wants, the whole crew comes together and figures out their unique strengths so they can each get exactly what they want—and even have some change to spare.
Written by Daymond John and Illustrated by Nicole Miles
Published by Random House Books for Young Readers
FORTUNE FABLES

When Grandpa Jack was a young man, he went on an adventure to a faraway island in search of gold. Whilst he was on the island he discovered ‘The Three Rules of Wealth'. These rules helped him to become a very wealthy man.
As Gail shares her Grandpa's adventures, your kids will learn:
- The difference between being ‘Rich' and being ‘Wealthy'
- How to earn money
- The importance of saving their money
- How to grow their money (investing)
- That patience is the superpower of the wealthy
- Why they should avoid gambling, scams and (bad) debt
Your kids will also have to try and solve Grandpa's Mystery Code as they answer short questions to recap on what they have learnt throughout the book.
FORTUNE FABLES
Written by Will Rainey
Published by Will Rainey
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Bethany Edwards is an elementary educator as well as a reading and literacy specialist. On Biracial Bookworms, she focuses on multiracial and multicultural resources for teaching literacy skills using reading, travel, and learning multiple languages. Additionally, she offers online and self-paced courses for parents and caregivers on Biracial Bookworms Academy.
Connect with Bethany on Biracial Bookworms
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